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Starting Thursday, May 20, 'SMS 2 Factor Authentication' will be required on your first log in with Home Banking.

Home Equity Line of Credit

APR = Annual Percentage Rate.  *Credit limit subject to underwriting approval.  **This is a variable rate that will change quarterly based on the Prime rate in effect on the first day of the month preceding each quarterly rate change period and is available and published in the Wall Street Journal. The Annual Percentage Rate includes only interest, it contains no other costs. There is no limit on how much the rate can change in during any one year period. The APR floor rate will never be less than 3.00% during the life of the loan. The APR cannot increase more than 6.00% above the initial rate during the life of the loan. After you open a credit line, rate information will be provided on periodic statements that we send you.  Minimum HELOC Check amount is $1,000.00.


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