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100 Dollar Bill

​Overdraft line of credit

Protect your checking account against overdrafts. An Overdraft Line of Credit can cover those times when you may need more money than you have available. If you overdraw your Checking Plus account, SVFCU will automatically deposit enough funds from your Overdraft Line of Credit to cover the overdraft amount.

The Overdraft Line of Credit offers automatic protection with no per item fee. The credit line is a loan with a fixed interest rate on the amount you borrow. A minimum monthly payment is required. This line of credit has no charge until you use it. The minimum transfer amount per day is $100.00. An Overdraft Line of Credit is available with Checking Plus accounts only. Credit approval is required.

Apply online here.